Studiu privind factorii care modelează comportamentul financiar al studenților

Ioana Claudia Pogăciaș, Bogdan Andrei Moldovan

Abstract


The research aims to study the financial behavior of students from the Babeș-Bolyai University in the municipality of Cluj-Napoca and the factors that, according to the literature, are contributors to its formation and positive modeling. Several factors were studied using a quantitative paradigm: family financial socialization, the level of financial self-control, and exposure to financial education. The overall picture of the financial behavior of the students who took part in the research (Babeș-Bolyai University students filling a self-administered questionnaire) illustrates a relatively healthy financial behavior.


Cuvinte cheie


financial behavior; education; financial planning; investment; budget planning; financial management.

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