Geneza și evoluția sistemului modern de asigurări

Elena POTCOAVĂ

Abstract


The insurance weren’t always complicated: the basic techniques were used for centuries. They had appeared at the Asiatic and Oriental civilizations; the fields in which the risk rate had imposed were: navigation, agriculture, communities assistance, fire and burial expenses. After a complex evolutionary process, the insurance is perceived as a true industry which offers products and services to those who face risk problems.


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